Sometimes you’ll get an Insufficient Funds message — here’s how to deal with it!
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Written by Alina Novikova
Updated over a week ago
Sometimes you think you have enough funds to cover your deals, but sometimes funds may be locked on other trades.
To find out if you have funds locked on other orders:
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Go to the SmartTrade page
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Choose the exchange and market that matches the funds you wish to check
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Choose the «Buy/Sell» trade type
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Look for the blue balance display and hover over it with your mouse
Here you can see a pop-up message showing if you have funds locked on other trade orders:

Or you can open the exchange information page (by clicking on the eye icon👁️🗨️) and hover the mouse over the coin that you want to check. There will be information about Available and Locked amounts:

Any deal or DCA/GRID bot that creates a Limit Order will lock funds, this stops essential funds from being accidentally over-allocated for other, new trades.
DCA Bots
Error placing Take Profit trade or Stop-loss: Insufficient funds
This is where the bot is trying to sell the exact amount of coins that it bought to start the trade. But, you no longer have this amount of coins on your account and the price fell below the entry point.
This can happen when you (1) run out of BNB to pay the trading fees (and the fee is taken from the coins bought leaving the bot with less coins than it thought it had bought), or (2) you may have accidentally traded the coins for a different coin or created a GRID Bot with them, for example, or (3) converted dust into BNB and small order size was converted also (by Binance`s rules it is amounts less than 0.001 BTC).
You can buy more of the coins that the bot is missing via 3Commas Terminal, so the bot can close this trade or you can cancel the trade with the red cancel button and use the Smart Sell trade type to sell the coins you have left on your account.
Error placing Base/Safety order: Insufficient funds
This is where the bot is trying to place order to buy Base token, but you are lack of Quote currency. This could happen if another trades uses same Quote currency and if Base token price rises, so you need more Quote currency to purchase same amount of Base token.
GRID bots
In GRID bots you can also see the error of insufficient funds: orders skipped because of Insufficient Funds.
You need to add insufficient currency to restore the GRID bot’s normal working mode.
If Sell order skipped — insufficient Base currency (Ex. XRP/BTC — insufficient XRP)
If Buy order — insufficient Quote currency (Ex. XRP/BTC — insufficient BTC)
⚠️Both DCA bot and GRID bot operations will be restored automatically if you add the necessary amount of funds and they become enough: during the next attempt to place an order, the bot will use free funds.
That is, you do not need to take any additional action.
⚠️But if you cannot put more funds:
Cancel the failing trade and create Smart Sell (for Long) OR Smart Buy (for Short). With the same entry price and correct amount.
If the deal is Failed and placed in Deals History:
Create Smart Sell (for Long) OR Smart Buy (for Short). With the same entry price and correct amount.
These steps above are applicable for both SmartTrade and Bot’s deals.
I am getting Insufficient funds error
There is a couple of possible cases when you can get Insufficient funds error message. Here is an overview:
The amount you’re trying to send exceeds your balance
- You may get Insufficient funds error when you are trying to send the amount bigger than your available balance. For example, you have 0.0026649 BTC on your address, but trying to send out 0.5 BTC.
You’re not accounting for the network fee when entering the amount
- Or you are trying to enter an amount without considering the network fee. The network fee is a fee paid to miners to include your transaction in the block on the blockchain.
If you want to send all of your available balance considering network fee – press Send all under the Amount section.
[XRP/XLM] You’re not accounting for the minimum balance requirement
XRP and XLM blockchains have a rule of the unspendable deposit paid to activate the new addresses. 10 XRP and 1 XLM are unspendable balances, that are used for address activation and are not further available for withdrawing. You may get the error Insufficient funds if you are trying to enter the amount with 10 XRP and 1 XLM included.
Press send Send All if you want to send all your available balance for XRP/XLM. Then 10 XRP and 1 XLM will be taken out automatically.
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Last updated on November 3, 2021
The documentation for the INSUFFICIENT_FUNDS error code reads:
Buyer needs to add a valid funding instrument (e.g. credit card or bank account) to their PayPal account.
which seems to imply that this error code may only be returned if payer attempts to pay with a paypal account, and that no such code will be returned if a direct payment attempt is made (with a credit card).
Is my interpretation correct?
asked Aug 18, 2014 at 17:06
Direct credit card declines will will not give you a specific reason for the decline, but will return an error code, such as 15005, which translates to «This transaction cannot be processed.» because «The transaction was declined by the issuing bank, not PayPal. The merchant should attempt another card.» See DirectPayment Errors and Warnings for a complete list of Direct Payment error codes.
answered Aug 18, 2014 at 17:24
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Ind_KevinGInd_KevinG
1,93513 silver badges9 bronze badges
Incorrect.
It implies that, in the event that there are insufficient funds to support a payment transaction, and no valid funding instrument is assigned to the PayPal account, the ‘INSUFFICIENT_FUNDS’ error code will be presented.
Conversely it implies that, should a valid funding instrument exist, no such code would be generated.
To my knowledge, this error code is generated with the Payouts API if the PayPal account targeted has insufficient funds, regardless of the presence of any funding instrument.
answered Nov 9, 2015 at 11:59
The documentation for the INSUFFICIENT_FUNDS error code reads:
Buyer needs to add a valid funding instrument (e.g. credit card or bank account) to their PayPal account.
which seems to imply that this error code may only be returned if payer attempts to pay with a paypal account, and that no such code will be returned if a direct payment attempt is made (with a credit card).
Is my interpretation correct?
asked Aug 18, 2014 at 17:06
Direct credit card declines will will not give you a specific reason for the decline, but will return an error code, such as 15005, which translates to «This transaction cannot be processed.» because «The transaction was declined by the issuing bank, not PayPal. The merchant should attempt another card.» See DirectPayment Errors and Warnings for a complete list of Direct Payment error codes.
answered Aug 18, 2014 at 17:24
![]()
Ind_KevinGInd_KevinG
1,93513 silver badges9 bronze badges
Incorrect.
It implies that, in the event that there are insufficient funds to support a payment transaction, and no valid funding instrument is assigned to the PayPal account, the ‘INSUFFICIENT_FUNDS’ error code will be presented.
Conversely it implies that, should a valid funding instrument exist, no such code would be generated.
To my knowledge, this error code is generated with the Payouts API if the PayPal account targeted has insufficient funds, regardless of the presence of any funding instrument.
answered Nov 9, 2015 at 11:59
Кошельки / сервисы
Ошибка означает, что у вас недостаточно монет для создания. Скорее всего, вы выбрали короткий «Coin symbol» (например, BTC) – такие стоят по умолчанию дороже. Комиссии при выпуске монет:
Комиссии в зависимости от длины тикера:
3 буквы — 1 000 000 BIP
4 буквы — 100 000 BIP
5 букв — 10 000 BIP
6 букв — 1 000 BIP
7-10 букв — 100 BIP
Также проверьте, достаточно ли на вашем балансе монет для указанного первоначального резерва монеты.
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Кошельки / сервисы
- Где создать кошелек?
- Как сообщить о багах или проблемах с приложениями или сервисами Minter?
- Что такое консоль и как в нее попасть?
- Как узнать свой адрес кошелька?
- По ошибке отправил BIP на адрес кошелька из тестовой версии, что делать в этом случае, можно ли их вернуть?
- Что делать, если кошельками Minter не поддерживается мое устройство?
- Как выпустить свои монеты/токены в Minter? Что указывать в параметрах?
- Где хранятся монеты?
- Какова роль параметра CRR, задаваемого при создании своей монеты?
- Могу ли я на свой кошелек отправлять другие криптовалюты и выполнять операции с ними?
- Я не устанавливал пароль и имя пользователя. Как войти в аккаунт в консоли?
- Я забыл пароль от кошелька.
Что делать ?
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